The splitting of a dry paint film through at least one coat, which will lead to complete failure of the paint. Early on, the problem appears as hairline cracks; later, flaking of paint chips occurs.
Possible Causes:
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Use of a lower quality paint that has inadequate adhesion and flexibility.
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Over-thinning the paint or spreading it too thinly. Poor surface preparation, especially when the paint is applied to bare wood without priming.
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Painting under cool or windy conditions that make latex paint dry too quickly.
Solution:
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It may be possible to correct cracking that does not go down to the substrate by removing the loose or flaking paint with a scraper or wire brush, sanding to feather the edges, priming any bare spots and repainting.